Loan Terms
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Loan Size: Up to $40,000
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Loan Maturity: One year (exceptions can be made on case-by-case basis)
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Interest Rate: Competitive and based on market conditions (usually 0.50% lower than market rates)
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Loan Type: Term loans, credit facility with limited draws
If you know about an enterprise that can benefit from GII's support, please share its contact details below and we will reach out to them ourselves!
Eligibility Criteria
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Defined social impact goal to which the loan will contribute
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Incorporated in the U.S. and should have an office within 100 miles from Atlanta
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Must have been in operation for at least one year at the commencement of the due diligence period
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Creditworthiness acceptable to the GII Executive Board and Investment Committee
Application to Loan Disbursement (8-12 weeks)
Selection
From the pool of applicants, few organizations are selected for the next round of due diligence
Due Diligence
During the due diligence phase, organizations are asked to submit key documents such as financial statements, ownership structure, existing debt terms, etc. As well as meetings with the firm's leadership to ensure GII is the correct partner
Loan Distribution
At the end of the due diligence process, loan is approved for one organization. GII works with the organization to draw up the loan terms and disburses the loan.